Category: Deposit Products

Microenterprise Financing

Structure: Tailored financing for microenterprises, startups, and small businesses.

Islamic Microfinance for Agriculture

Structure: Murabaha, Musharakah or Salam financing for farmers and agricultural projects.

Working Capital Financing

Structure: Murabaha or Ijarah-based financing to cover day-to-day operational expenses and short-term liquidity needs.

Islamic Microfinance for Women Entrepreneurs

Structure: Specialized financing products for women entrepreneurs, such as Musharakah or Mudarabah.

Islamic Microfinance for Education

Structure: Murabaha or Quard Hasan financing for education expenses, including tuition fees and educational materials.

Islamic Microfinance for Homeownership

Structure: Murabaha or Ijarah-based financing for home purchase or construction.

Quard-al-Hasan (Benevolent Loan):

Structure: Interest-free loans provided for personal or business needs. Addressing immediate financial requirements without any additional cost.

Islamic Crowdfunding

Structure: Utilizing crowdfunding platforms to raise funds for specific Sharia-compliant projects or ventures.

Waqf (Endowment) Funds

Structure: Establishing endowment funds for charitable purposes or community development.

Islamic Microfinance Portfolio Investments

Structure: Diversified investment in a portfolio of microfinance products, such as Quard-al-Hasan, Mudarabah, and Murabahah, etc.